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Traditional loans feature capped annual percentage rates (APRs). Underground lenders charge what is colloquially called "juice" or "vig" , which can amount to thousands of percent in interest annually. This ensures the borrower can never actually pay off the principal balance. 3. Blackmail, Coercion, and Extortion

In early 2008, the BBC South East Today investigative team began a four-month undercover operation after receiving a tip from a member of the public. The plan was simple but dangerous. Reporter David McGee posed as a man in financial difficulty. He called the number in the advertisement. After a conversation with Haralambous’s staff, he was connected directly to the man himself—who lent him on the spot, a transaction that was later revealed to be a trap set in a house rigged with hidden cameras. loan4k andrea pervy loan shark almost got c

Borrowers often find their personal lives, family, and employment threatened. How to Protect Yourself from Predatory Lending Reporter David McGee posed as a man in financial difficulty